What Does The Caldwell Company dba Caldwell Leasing Do with Your Personal Information?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and income
- payment history and credit history
- credit scores and employment information
When you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons The Caldwell Company dba Caldwell Leasing chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
Does The Caldwell Company dba Caldwell Leasing share?
Yes – For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes- For our marketing purposes— to offer our products and services to you
Yes – For joint marketing with other financial companies
No – For our affiliates’ everyday business purposes— information about your transactions and experiences
No – For our affiliates’ everyday business purposes— information about your creditworthiness
No – For our affiliates to market to you
No – For nonaffiliates to market to you
Who is providing this notice?
The Caldwell Company dba Caldwell Leasing
What we do
How does The Caldwell Company dba Caldwell Leasing protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does The Caldwell Company dba Caldwell Leasing collect my personal information?
We collect your personal information, for example, when you
- apply for financing or provide employment information
- show your driver’s license or give us your income information
- give us your employment history
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes—information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Companies related by common ownership or control. They can be financial and nonfinancial companies. Our affiliates include companies with a Caldwell name, such as automobile dealerships and a leasing company.
Companies not related by common ownership or control. They can be financial and nonfinancial companies. Caldwell Company dba Caldwell Leasing does not share with nonaffiliates so they can market to you.
A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include automobile manufacturers, providers and/or administrators of aftermarket products, financial institutions, and insurance companies or agencies.