Privacy Policy

What Does The Caldwell Company dba Caldwell Leasing Do with Your Personal Information?

Why

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and income
payment history and credit history
credit scores and employment information

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons The Caldwell Company dba Caldwell Leasing chooses to share; and whether you can limit this sharing.

Does The Caldwell Company dba Caldwell Leasing share?

Reasons we can share your personal information

Yes – For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes- For our marketing purposes— to offer our products and services to you

Yes – For joint marketing with other financial companies

No – For our affiliates’ everyday business purposes— information about your transactions and experiences

No – For our affiliates’ everyday business purposes— information about your creditworthiness

No – For our affiliates to market to you

No – For nonaffiliates to market to you

Who is providing this notice?

The Caldwell Company dba Caldwell Leasing

What we do

How does The Caldwell Company dba Caldwell Leasing protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does The Caldwell Company dba Caldwell Leasing collect my personal information?

We collect your personal information, for example, when you

apply for financing or provide employment information
show your driver’s license or give us your income information
give us your employment history

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

sharing for affiliates’ everyday business purposes—information about your creditworthiness
affiliates from using your information to market to you
sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies. Our affiliates include companies with a Caldwell name, such as automobile dealerships and a leasing company.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies. Caldwell Company dba Caldwell Leasing does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include automobile manufacturers, providers and/or administrators of aftermarket products, financial institutions, and insurance companies or agencies.